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A loan is a big responsibility for us, lots of time we may have the chance to prepay the loan due of an unexpected cash flow, like MAturity of FD or Bonus from Office or many ways.
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We all aspire to buy a property of our own that we can call as our home, but over time we face difficulties in the process of finding the right property at the desired location with all the amenities needed that fit our budget that make it a tedious task for us to acquire that property. Sometimes we have to compromise on aspirations for basic amenities while sometimes we have to stretch our pockets to acquire a property of our choice that costs us more than the budget we had planned to spend. Hence, every time we step out in search of properties, we often come across difficulties that make us weak, either that moment or in the future(this is when we agree to extend our budget for a property, but in the future it gets difficult to manage our finances due to the decision that we took in excitement).
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